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Relationship Rewards

Relationship Rewards is a member rewards program designed to provide added benefits to your banking relationship simply for doing more of your banking with First Citizens’. At First Citizens’ we believe in building strong, long term relationships and we are committed to helping all of our members achieve their financial goals. Take a look at our Relationship Rewards Program benefits and start getting more from your banking relationship today!

Cash Back Rewards

While some banks offer gifts through a points-based rewards program, First Citizens’ offers you something nicer – Cash. No more waiting to accumulate enough points to get a prize you can actually use. Simply sign for your purchases and get cold, hard cash back on every transaction.

Earn Cash Back Rewards anywhere you would normally use your debit card:

  • Purchase gas
  • An evening on the town
  • Online purchases and payments
  • Buying groceries
  • Shopping at the mall

Whenever you use your debit card, simply sign for your purchases and you earn Cash Back. It couldn’t be any easier. If you are not already a First Citizens' member:

  and get your rewards.  

Relationship Premium Rates

Enjoy a higher rate of interest on all of your Term Certificates and IRA’s as part of Relationship Rewards.  Earn an additional percentage on all of your CD’s and IRA’s based on your total account relationship. It doesn’t get any easier than that. So what are you waiting for, take advantage of Relationship Premium Rates today! 

  to review current deposit rates.

Loan and Mortgage Discounts

Do you want a better rate on your next loan or mortgage? If so, then Relationship Rewards is for you. If you have a First Citizens’ checking account with Direct Deposit, you can save time with an Automatic Payment and money with lower rates on your next Auto Loan or Home Equity Line of Credit.  If you are a Hero, Champion or First@Work account member you can save on your Mortgage Loan. If you would like more information about our lending programs, give us a call and speak with a representative today!

 to review current loan rates or    

2014 Mortgage - New Home Happy