Consumer Loan Rates

Consumer Loan Rates Effective Date Effective February 1, 2012 Rates Subject to Change Without Notice
Loan Type	Term	Rates As Low As	Min/Max Amounts	Estimated Payment Per $1,000
New and Used Vehicles/Motorcycles - 0% Down Payment^1,3
2011-2012	63 Months	3.74% APR²	Disclosure Information	$17.50
2011-2012	66 Months	4.24% APR²	Disclosure Information	$17.00
2011-2012	72 Months	4.45% APR²	Disclosure Information	$15.84
2010	63 Months	4.34% APR²	Disclosure Information	$17.77
2010	66 Months	4.94% APR²	Disclosure Information	$17.32
2010	72 Months	5.59% APR²	Disclosure Information	$16.37
2009	63 Months	4.99% APR²	Disclosure Information	$18.07
2009	66 Months	5.74% APR²	Disclosure Information	$17.69
2009	72 Months	6.24% APR²	Disclosure Information	$16.68
2008	60 Months	5.44% APR²	Disclosure Information	$19.06
2007	60 Months	5.99% APR²	Disclosure Information	$19.32
Model Years (2005-2006)	48 Months	6.49% APR²	Disclosure Information	$23.70

Recreational Vehicles^{1,3 (additional terms / rates available)}
New 2011/2012	60 Months	6.99% APR²	Disclosure Information	$19.79

Personal Unsecured Loans¹
	11 Month Loan Special	4.99% APR²	$500 min - $4,000 max	$93.18
	12 Months	7.49% APR²	$500 min - $5,000 max	$86.74
	24 Months	9.49% APR²	$500 min - $5,000 max	$45.90
	36 Months	10.49% APR²	$500 min - $5,000 max	$32.49
	48 Months	11.49% APR²	$500 min - $5,000 max	$26.08

Savings Secured Loans (Installment)¹
	36 Months Max	Savings Rate Plus 3% APR²	Disclosure Information	N/A

Certificate Secured Loans (Installment)¹
	Remainder of Term up to 36 Months	Certificate Rate Plus 3% APR²	Disclosure Information	N/A

¹ Rates may vary based on your credit history, your method of payment and market changes. Click on "Disclosure Information" next to the Loan Type for more information. ² APR = Annual Percentage Rate ³Rate not available on existing FCFCU vehicle loans.

Current Rates

Consumer Loan Rates