What is the First@Work Program?

First@Work is an added benefit program developed, implemented and managed by First Citizens’ Federal Credit Union on behalf of you, the employer, to assist your employees in attaining financial security conveniently in the workplace environment.

Each employee receives an exclusive benefits package including:

  • Free F@W Checking
  • No minimum balance
  • No FCFCU ATM withdrawal fee (Pus up to $20 in ATM Surcharge Rebates) 1
  • Custom Visa® debit card
  • Earn Dividends
  • Free Online Banking, Mobile Banking2, Bill Pay & e-Statements
  • Higher rates on CD Accounts
  • Discounts on Consumer Loans
  • BJ's Wholesale Club Membership Discount
  • And more...

Email Us For a BJ's Application Here! 

  1. May be subject to surcharge (s) by ATM owner. Rebates are per statement cycle.
  2. Carrier fees may apply

What are my benefits as an employer? 

As a First@Work employer you are entitled to a complete benefits package aimed to meet your business needs including customized business banking solutions, specials on merchant services and more. Your employees will grow to appreciate you more as their employer for adding another tangible benefit and best of all – it’s FREE!

We invite you to inquire about how our First@Work program may benefit your company. Please call us at 1-800-642-7515 or contact us.