What is the First@Work Program?

First@Work is an added benefit program developed, implemented and managed by First Citizens’ Federal Credit Union on behalf of you, the employer, to assist your employees in attaining financial security conveniently in the workplace environment.

Each employee receives an exclusive benefits package including:

  • Free F@W Checking
  • No minimum balance
  • No ATM withdrawal fee (Plus, rebate on 6 ATM surcharges per statement cycle)
  • Custom Visa® CheckCard
  • Earn Dividends
  • Free Online Banking, Mobile Banking, Bill Pay & e-Statements
  • Higher rates on CD Accounts
  • Discounts on Consumer Loans
  • BJ's Wholesale Club Membership Discount 
  • And more...

BJ’s Application & Instructions


What are my benefits as an employer? 

As a First@Work employer you are entitled to a complete benefits package aimed to meet your business needs including customized business banking solutions, specials on merchant services and more. Your employees will grow to appreciate you more as their employer for adding another tangible benefit and best of all – it’s FREE!

First@Work Employer Benefits


We invite you to inquire about how our First@Work program may benefit your company, please contact Chris Guenette at Christopher.Guenette@firstcitizens.org or 508-979-4705.