We offer a variety of checking accounts designed to fit your financial lifestyle. Whether you’re a student, someone on a fixed budget, a retiree, on active military duty or a veteran, we have a checking option that is right for you.
Compare Personal Checking Options
Please scroll left to view the rest of the account table
Please scroll left to view the rest of the account table
| Features | Hero & Champion Checking |
Student Checking |
Complete Checking |
First@Work Checking |
Sterling Checking |
Direct Bonus Checking |
Health Savings Account |
|---|---|---|---|---|---|---|---|
| Minimum Balance | $1 | $1 | $0 | $1 |
$1 | $1 | $1 |
| No Monthly Maintenance Fee |  |
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| No FCFCU ATM Withdrawal Fee 1 | Plus ATM Surcharge Rebates |
Up to $20 in ATM Surcharge Rebates |  |
Up to $20 in ATM Surcharge Rebates |  |
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| Free Bill Pay |  |
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| Free Online & Mobile Banking 2 |
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| Free eStatements |  |
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| Earns Bonus Dividends3 |
 Required $1000
in Hero or Champion Savings |
 Required $1000
in Statement Savings |
 Required $1000
in Statement Savings |
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| Free Checks |  |
First Order | First Order |  |
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| Waived Overdraft Maintenance Fees |  |
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| More Info | More Info | More Info | More Info | More Info | More Info | More Info |
*Accounts are subject to approval
- May be subject to surcharge (s) by ATM owner. Rebates are per statement cycle.
- Carrier fees may apply
- May earn $10 each month by conducting, at minimum, 15 point-of-sale debit card purchases (this excludes transactions conducted at an ATM) and maintain a $1000.00 daily balance in a qualifying savings account in order to receive your monthly Bonus Dividend.
