Relationship Rewards is a member rewards program designed to provide added benefits to your banking relationship simply for doing more of your banking with us. 


Relationship Premium Rates

Enjoy a higher rate of interest on all your Term Certificates and IRA’s as part of our Relationship Rewards Program. This program is based on your total account relationship.


Loan & Mortgage Discounts

Do you want a better rate on your next loan or mortgage? If you have a First Citizens’ checking account with Direct Deposit, you can save money with lower rates on your next Auto Loan or Home Equity Line of credit.


Contact us for more information or stop in to any of our neighborhood branch locations and we’ll be happy to assist you.