First Citizens' offers low-cost financing and a variety of auto loans to help keep you moving. Whether you’re looking for a new or used car or are just refinancing, our competitive fixed rates, flexible terms and personalized service will make your auto buying experience a pleasurable one. 

Ask us about our 100% financing, then drive off in the car of your dreams!

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Thinking about refinancing your car or truck? You can reduce your payments by possibly lowering the interest rate on your current loan or changing your term. PLUS you may get cash back! Just ask us how.


Lease Buyout Options

A lease buyout loan gives you the money to buy your currently leased car, either at the end or before the end of your lease, instead of returning it. Doing so helps you to avoid penalty fees for wear and tear or exceeding miles, and means you have a vehicle you already know! It's simpler than you think! 

For questions on buying your lease, contact us here.

To apply for a lease buyout, simply apply now and let us know you are interested in a purchasing your lease.

You can also visit one of our branches to learn more about our lease buyout program. 


Did you know we offer vehicle insurance through First Citizens’ Insurance Agency? Make it easy and have everything all in one place.