July 13, 2020- We wanted to take this opportunity to provide an update on our participation in the SBA’s Paycheck Protection Program (PPP).

With the extension of the PPP program signed into law on July 4, we are continuing to accept PPP applications through August 8, 2020.  We are immediately accepting inquiries and applications from our members.  If you are not a member, we ask you become one prior to applying. Becoming a member is easy and free, just click here to open an account today. 

In order to expedite the process, applicants should prepare to provide:
  • The PPP application
  • Supporting documentation of average monthly payroll calculations for the prior year (examples: IRS form 941 for corps / tax returns including schedule c for sole props)
  • Certificate of good standing, if applicable
Our dedicated Commercial Lending team will be working diligently to ensure that applications are processed and submitted to the SBA as quickly as possible. First Citizens’ ability to process PPP loan requests will be impacted by volume and by the SBA’s ability to accept and digest applications. We kindly ask that if you have submitted a request, to please be patient. We will contact you when your request is being reviewed, though given the current high demand, we cannot commit to an exact timeframe.

To begin the process of an application or for inquiries, please contact:

Michael Litzenberger
(508) 717-6039

John Cotton
(774) 628-7853

Susan Giesta
(774) 628-7842

Need help calculating your eligible payroll for the program? Click here for a helpful tool


We appreciate your patience and understanding. The relationship with all of our business member is deeply important to us and we are proud to do all that we can to help you, your employees, and our community during this most difficult time.


For more information or details about this and other Small Business Administration funding options visit https://www.sba.gov/funding-programs/loans/coronavirus-relief-options