Help your child learn how to save money with a Youth Savings Account!

This is the perfect savings account for children newborn to age 14. Turn your money into more money with a great interest rate of 0.150%.4
    
      Reach a $100 balance and earn $25! 1
 
 Reach a $500 balance and receive a 12' stuffed Fin the Pig 2
 
      Grow your account to a $1,000 balance and earn another $25! 3
 
 
All Youth Savings Accounts must be opened with a  joint owner who is 18 or older. Youth for this account is determined as Newborn to 14 years of age to qualify for this account. Upon reaching the age of 14 years, the account will revert to a Statement Savings Account. The minimum balance required to open this account is $1.00. You must maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed annual percentage yield. 1. To receive $25 bonus, Youth Savings Account current balance must be $100. Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account. Coupon MUST be redeemed to receive $25 Bonus in Youth Savings Account. We reserve the right to determine eligibility. Cash bonuses may be subject to IRS reporting. This offer cannot be combined with any other current or ongoing offers, promotions & discounts. Not valid for mobile or online deposit transactions, must be redeemed at a branch. Lost or misplaced Youth Savings Account coupons cannot be replaced. 2. When Youth Savings Account current balance reaches $500.00, member will receive a 12” Fin the Pig stuffed toy. Only one (1) stuffed Fin the Pig per Youth Savings Account. Coupon MUST be redeemed to receive stuffed Fin the Pig toy. 3. To receive $25 bonus, Youth Savings Account current balance must be $1,000.00. Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account. Coupon MUST be redeemed to receive $25 Bonus in Youth Savings Account. We reserve the right to determine eligibility. Cash bonuses may be subject to IRS reporting. This offer cannot be combined with any other current or ongoing offers, promotions & discounts. Not valid for mobile or online deposit transactions, must be redeemed at a branch. Lost or misplaced Youth Savings Account coupons cannot be replaced. 4 Annual Percentage Yield (APY) is available as of 6/14/19. Minimum deposit of $1 is required to open account. Term Certificates do not apply. Premium rates not eligible for this special. Fees could reduce earnings on account. There are no annual maintenance fees. Share insurance is provided in excess of NCUA federal insurance by MSIC, a Massachusetts-chartered corporation not affiliated with the NCUA or the federal government. Rates subject to change at any time. We reserve the right to determine the eligibility of new members and existing members for all offers.