Teach Your Child to Save with a Youth Savings Account!*
Beginning in January 2024, there will be a new community component added to our Youth Savings accounts. At account opening, you and your child will have the opportunity to choose from four non-profit organizations for FCFCU to donate $10 to on your behalf!
The organizations we will be supporting in our community are:
Massachusetts Coalition for the Homeless: A Bed for Every Child
Provides children in need in Massachusetts with safe and comfortable beds built by volunteers, along with bedding and a stuffed animal. They believe that every child deserves a place to rest and dream big. Learn more here.Friends of Jack Foundation
Provides children with superhero capes, masks, and bears to help them feel less alone while undergoing necessary medical treatment. They also pay for the salary and all associated costs of child life specialists at local hospitals throughout the South Coast and Providence, RI. Learn more here.Boy's and Girl's Clubs of Metro South-Taunton Clubhouse
A youth development organization that ensures every child has a positive place to spend their out-of-school-time hours. They believe every child deserves an equal chance to pursue the American Dream, to have a genuine opportunity to realize their full potential to achieve a great future. Learn more here.Cape Kid Meals
To raise awareness of Cape Cod families facing hunger, and to provide food for the school-aged children of these families on weekends when access to school breakfast/lunch programs are not available. Learn more here.
Receive a stuffed Fin the Pig, activity book & piggy bank just for opening up an account!
Reach a $100 balance and earn $25! 1
Grow your account to a $1,000 balance and earn another $25! 2To open an account for your minor, schedule an appointment at your local branch today.
All Youth Savings Accounts must be opened with an adult who is 18 or older as joint owner. Youth for this account is determined as Newborn to 14 years of age to qualify for this account. Upon reaching the age of 14 years, the account will revert to a Statement Savings Account. The minimum balance required to open this account is $1.00. You must maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed annual percentage yield. *Welcome kit and stuffed Fin the Pig available while supplies last. 1. To receive first $25 bonus, Youth Savings Account current balance must be $100.00. Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account. 2. To receive second $25 bonus, Youth Savings Account current balance must be $1,000.00. Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account. We reserve the right to determine the eligibility of new members and existing members for all offers. Cash bonuses may be subject to IRS reporting. This offer cannot be combined with any other current or ongoing offers, promotions & discounts. 3.Annual Percentage Yield (APY) is available as of 6/14/19. Minimum deposit of $1 is required to open account. Term Certificates do not apply. Premium rates not eligible for this special. Fees could reduce earnings on account. There are no annual maintenance fees. Share insurance is provided in excess of NCUA federal insurance by MSIC, a Massachusetts-chartered corporation not affiliated with the NCUA or the federal government. Rates subject to change at any time. We reserve the right to determine the eligibility of new members and existing members for all offers.