Rates Effective 11/21/23
Conforming Fixed
Please scroll left to view the rest of the rates table
| Term | Rate | Points | APR | Minimum Down Payment |
Estimated Payment Per $1,000 |
|---|---|---|---|---|---|
| 30-Year Fixed | 6.000% | 0 |
6.122%
|
5% | $6.00 |
| 20-Year Fixed | 6.000% | 0 | 6.163% | 5% | $7.16 |
| 15-Year Fixed | 6.000% | 0 | 6.204% | 5% | $8.44 |
| 10-Year Fixed | 6.000% |
0 | 6.289% | 5% | $11.10 |
*APR = Annual Percentage Rate. All APRs based on $180,000 loan amount. The rates are for owner occupied single family properties on purchase or no cash out refinancing transactions, with up to 60% Loan to Value LTV and are based on minimum borrower FICO credit score of 740. The loan amount cannot exceed Fannie Mae conforming loan limits. The rates are not reflective of price adjustments based on LTV higher than 60%, FICO Credit Score less than 740 or cash out transactions. Fees may increase based on credit score, down payment, purpose of loan, subordinate financing and property type. Your actual rate, payment and costs could be higher. Taxes and insurance not included in estimated payment. Get an official Loan estimate before choosing a loan.
Please scroll left to view the rest of the rates table
Fixed Home Equity Loans
Please scroll left to view the rest of the rates table
| Loan-to-Value Ratio | Term | Rate | APR | Min/Max Amounts |
Estimated Payment Per $1,000 |
|---|---|---|---|---|---|
| LTV 80% < | 1-7 Years | 6.000% | $6.185 | $5,000 min | $14.61 |
| LTV 80% < | 8-10 Years | 6.000% | $6.134 | $5,000 min | $11.10 |
| LTV 80% < | 11-15 Years | 6.000% | $6..95 | $5,000 min | $8.44 |
| LTV 80% < | 16-20 Years | 6.000% | $6.076 | $5,000 min | $7.16 |
* Loans subject to approval
Home Equity Line of Credit
Please scroll left to view the rest of the rates table
| Term | APR | Min/Max Amounts |
|---|---|---|
| 10–20 Years 1 | 6.500% | $5,000 min |
1 This is a variable rate loan with thirty year term. Access to line of credit for first ten years (draw period) followed by 20 year repayment period. The index is Prime Rate published on the last business day of the Wall Street Journal. Maximum loan amount cannot exceed 80% of the home's current appraised value less any existing mortgage liens. Maximum Annual Percentage Rate (APR) is 15% and minimum rate will be equal to the initial rate on the loan. Other terms and conditions may apply. Rates subject to credit approval. Property insurance required. Offer subject to change without notice. Click here for more Disclosure Information.
Please scroll left to view the rest of the rates table
| Type | Rate | Points | APR | Minimum Down Payment |
Term | Estimated Payment Per $1,000 |
|---|---|---|---|---|---|---|
| MHP One | 6.00% | 0 | 6.065% | 3% | 30 Years |
$6.00
|
