With our no money down Purchase Mortgage Loan*

Ask our Mortgage Lenders today!

*Based on all Borrowers being members of First Citizens’ Federal Credit Union. Mortgage insurance required. Other low rates and terms available. Single Family Application Fee $425.00 to $450.00 (includes appraisal). All loans subject to credit approval. Other restrictions may apply.


9 Month Term Certificate at a 2.00%APY1

6 Month Personal Money Market at 1.50%APY2


Stop by one of our locations to open your account today!

1 . Annual Percentage Yield (APY) is available as of 12/10/18. Minimum deposit of $500 is required to open account. Penalties may be imposed for early withdrawal. Premium rates not eligible for this special. This is a limited time offer and may be withdrawn at any time. Rates subject to change at any time. 2. Annual percentage yield. Rates effective 8/09/19. Fees could reduce earnings on account. You must deposit $2,500 to open this account. You must maintain a minimum daily balance of $2,500 in the account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. We may change the dividend rate on your account at any time. Balances $2,499.99 or less will not earn interest. After 6-month promotional rate, rate will be equal to the rates of our Elite Money Market Savings account. This is a limited time offer. We reserve the right to determine the eligibility of new members and existing members for all promotional offers. These offers cannot be combined with any other current or ongoing offers, promotions, & discounts.