9 Month Term Certificate at a 1.80%APY1 

 
 

13 Month Term Certificate at 1.80%APY2

1 . Annual Percentage Yield (APY) is available as of 12/10/18. Minimum deposit of $500 is required to open account. Penalties may be imposed for early withdrawal. Premium rates not eligible for this special. This is a limited time offer and may be withdrawn at any time. Rates subject to change at any time. 2 . Annual Percentage Yield (APY) is available as of 11/04/19. Minimum deposit of $500 is required to open account. Penalties may be imposed for early withdrawal. Premium rates not eligible for this special. This is a limited time offer and may be withdrawn at any time. Rates subject to change at any time. 3. Annual percentage yield. Rates effective 8/09/19. Fees could reduce earnings on account. You must deposit $2,500 to open this account. You must maintain a minimum daily balance of $2,500 in the account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. We may change the dividend rate on your account at any time. Balances $2,499.99 or less will not earn interest. After 6-month promotional rate, rate will be equal to the rates of our Elite Money Market Savings account. This is a limited time offer. We reserve the right to determine the eligibility of new members and existing members for all promotional offers. These offers cannot be combined with any other current or ongoing offers, promotions, & discounts.

 

 

 


Starting January 1, 2020 through April 1, 2020, First Citizens’ Charitable Foundation is accepting applications for the First Citizens’ Charitable Foundation Scholarship Program. We are offering THREE $5,000 scholarships and ONE $1,000 Barbara Whitehead Silva Scholarship to four graduating high school students. 

Application 

 

 Scholarship Program Requirements:

  • The applicant and/or parent(s)/guardian(s) MUST be a member of First Citizens’ Federal Credit Union to be eligible to apply.
  • Scholarships shall be limited to graduating high school seniors who will be furthering their education in an accredited two or four-year college program.
  • Completed application.
  •  An official copy of your high school transcript.
  • A letter of recommendation from someone other than a parent/guardian who has experience working with you through a school activity, job, or community involvement.
  •  A type written, single spaced essay (500-600 words) that answers the essay question found on the backside of the application.
  •  Application Deadline: Applications must be postmarked no later than April 1, 2020.