10 Month Term Certificate at 2.00%APY 
12 Month Personal Money Market at 1.80%APY
6 Month Business Money Market at 1.80%APY

Open your account today!

1. Annual Percentage Yield (APY) is available as of 3/19/18. Minimum deposit of $500 is required to open account. Penalties may be imposed for early withdrawal. Premium rates not eligible for this special. Funds to open Term Certificate must be transferred from another financial institution. This is a limited time offer and may be withdrawn at any time. Rates subject to change at any time. 2. Annual percentage yield. Rates effective 3/19/18. Fees could reduce earnings on account. You must deposit $2,500 to open this account. You must maintain a minimum daily balance of $2,500 in the account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. We may change the dividend rate on your account at any time. Balances $2,499.99 or less will not earn interest. Funds to open money market account must be transferred from another financial institution. After 12-month promotional rate, rate will be equal to the rates of our Elite Money Market Savings account. This is a limited time offer. We reserve the right to determine the eligibility of new members and existing members for all promotional offers. These offers cannot be combined with any other current or ongoing offers, promotions, & discounts. 3. Annual percentage yield. Rates effective 3/19/18. Fees could reduce earnings on account. You must deposit $2,500 to open this account. You must maintain a minimum daily balance of $2,500 in the account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. We may change the dividend rate on your account at any time. Balances $2,499.99 or less will not earn interest. Funds to open money market account must be transferred from another financial institution. After 6-month promotional rate, rate will be equal to the rates of our Elite Choice Money Market Business Savings account. This is a limited time offer. We reserve the right to determine the eligibility of new members and existing members for all promotional offers. These offers cannot be combined with any other current or ongoing offers, promotions, & discounts. 

Get 0.500%* Point Off!

Get 0.500%* point off your mortgage interest rate, including Jumbo Loans, with automatic monthly payment deduction from any FCFCU Checking Account.

Take advantage of this special offer and call one of our Mortgage Originator today !

*The 0.500% points off is applied at time of rate lock. To be eligible for this promotion, loan must be a 30 Year Fixed loan and requires a First Citizens’ checking account set up at time of loan origination with automatic monthly payment deduction. Property insurance required. Rates subject to change anytime. 1-4 family owner occupied only. The property assumes 20% down payment based on loan amount. Single Family Application Fee $425.00 to $450.00 (includes appraisal). All loans subject to credit approval. Other restrictions may apply.

Love What Your Money Can Do

Take advantage of the special rate and open your account today!

*Annual Percentage Yield (APY) is available as of 2/15/18. Minimum deposit of $500 is required to open account. Term Certificates do not apply. Penalties may be imposed for early withdrawal. Premium rates not eligible for this special. Funds to open Individual Retirement Account must be transferred from another financial institution. A penalty may be assessed for withdrawals exceeding 50% of the balance or for early withdrawal. Fees could reduce earnings on account. There are no annual maintenance fees on IRA accounts. Share insurance is provided in excess of NCUA federal insurance by MSIC, a Massachusetts-chartered corporation not affiliated with the NCUA or the federal government. This is a limited time offer and may be withdrawn at any time. Rates subject to change at any time. We reserve the right to determine the eligibility of new members and existing members for all promotional offers. These offers cannot be combined with any other current or ongoing offers, promotions, & discounts.

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