9 Month Term Certificate at a 2.25%APY1

Plus we have even more great rates!

15 Month Term Certificate at 2.50%APY2

12 Month Personal Money Market at 1.80%APY3

6 Month Business Money Market at 1.80%APY4

Stop by one of our locations to open your account today!

1 & 2. Annual Percentage Yield (APY) is available as of 12/10/18. Minimum deposit of $500 is required to open account. Penalties may be imposed for early withdrawal. Premium rates not eligible for this special. This is a limited time offer and may be withdrawn at any time. Rates subject to change at any time. 3. Annual percentage yield. Rates effective 12/10/18. Fees could reduce earnings on account. You must deposit $2,500 to open this account. You must maintain a minimum daily balance of $2,500 in the account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. We may change the dividend rate on your account at any time. Balances $2,499.99 or less will not earn interest. After 12-month promotional rate, rate will be equal to the rates of our Elite Money Market Savings account. This is a limited time offer. We reserve the right to determine the eligibility of new members and existing members for all promotional offers. These offers cannot be combined with any other current or ongoing offers, promotions, & discounts. 4. Annual percentage yield. Rates effective 12/10/18. Fees could reduce earnings on account. You must deposit $2,500 to open this account. You must maintain a minimum daily balance of $2,500 in the account each day to obtain the disclosed annual percentage yield. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. We may change the dividend rate on your account at any time. Balances $2,499.99 or less will not earn interest. After 6-month promotional rate, rate will be equal to the rates of our Elite Choice Money Market Business Savings account. This is a limited time offer. We reserve the right to determine the eligibility of new members and existing members for all promotional offers. These offers cannot be combined with any other current or ongoing offers, promotions, & discounts.

 

2019 Scholarship Program 

In support of education in our communities, and to supplement the high cost of a college education, First Citizens' Charitable Foundation, Inc. is now accepting applications for the Champion Family Scholarship.
 
We offer three $1000 scholarships, exclusively to High School Seniors who are immediate family members of Champion Checking Account holders.
 
We are also proud to announce that we will again be accepting applications for the $1,000 Barbara Whitehead Silva Scholarship. This scholarship is offered in honor of the dedicated years of service of Mrs. Barbara Silva, former President/CEO, who retired from First Citizens’ after being with the credit union for 45 years.
 
To be eligible for these scholarships the applicant or parent/guardian must be a member of First Citizens’. The submission deadline for these scholarships is April 1, 2019.
 
 

 
 
 


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